Who is elephant insurance

What distinguishes coverage options among providers are the extra options and liability limits. Elephant sells the following extra coverage and add-on options for its insurance policies. With this plan, you receive help with legal fees associated with estate planning, family law, traffic charges, and more.

This extra option is available with collision coverage. If you have an accident, the collision deductible remains where it is, and then continues to decrease again every year that you are accident-free. Elephant partners with Urgent. Customers can track support in real-time. If the vehicle is considered a total loss, you will receive an extra three days of coverage. Allows you to book repairs services online at a discounted rate. Covers most maintenance repairs like brake and oil changes, and you can schedule the service technician to work on your car while it is parked at home or work.

Pays for the cost of a rental car while your vehicle is in the shop for covered repairs following a comprehensive or collision claim. Covers bodily injury and property damage liability for drivers who don't own a car but may use a car-sharing service or frequently borrow the cars of others. Covers repairs to any customer or aftermarket parts that you add to your vehicle and which are not covered by your standard auto insurance policy.

While this is an extensive selection of perks, not all of them are available with every insurance policy. You would need to talk to customer service to see what options are available to you. No auto insurer offers the same rates to every driver. Your final rate will depend on a number of factors, including:. Location: Your insurance premium will vary by state and the area you live in. Urban locations tend to have higher car insurance rates compared to rural locations because of the additional risk.

Driving record: If you have a clean driving record, you will have a lower rate. If you have moving violations, tickets, or an at-fault accident in the past, you will also have to pay more. Coverage required: You will pay more for comprehensive and collision than you would to have a state-minimum policy. Age: New drivers tend to pay substantially more because of the increased risk of an accident.

Type of vehicle: Some cars cost more to insure and some models are the cheapest. Sports cars, which are more frequently ticketed and stolen, cost more to insure. Credit history: If you pay your bills on time, you are seen as a reliable customer, and you will likely pay less for insurance coverage. If you have remained accident-free for five years, the company will provide up to 10 percent off applicable coverages.

Full-time students receive up to 12 percent off participating coverage with a B average or higher. You can also protect the environment and save another 2 percent by going with paperless statements.

We can evaluate the reputation of the insurer based on online Elephant Insurance reviews and industry experts' ratings. Feel confident in your coverage Quote with us Be on your way to a better plan with Elephant in just a few minutes. Quote Now. Give us a call Want to speak to a real representative? No problem. Products, prices and discounts may vary by state and eligibility requirements.

Launched in , the company offers a range of coverage options, including standard coverages such as comprehensive and collision protection. Elephant is a subsidiary of Admiral Group, one of the U. Worldwide, the Admiral Group and its subsidiaries serve over six million customers.

The amount Elephant collected in annual premiums in Elephant offers the standard coverage options you need to meet state minimum requirements, but it also has other coverages you can add to your policy for extra protection. You can get a quote and purchase insurance online, or you can call to get a quote over the phone. Collision coverage pays for damage to your vehicle if you collide with another car or an object, regardless of who is at fault. With comprehensive insurance , you have protection if you experience losses from incidents other than vehicle accidents.

For example, if your car is damaged by a hail storm, comprehensive coverage would pay for the repairs to your vehicle. If you purchased after-market parts for your vehicle, such as custom wheels or devices, custom equipment coverage will pay for their repairs or replacement. Legal assistance is a unique benefit from Elephant that gives you discounted access to an attorney. There are two main types: bodily injury and property damage.

Gap coverage can be useful for some drivers. Medical payments coverage, or Medpay, pays for the cost of necessary medical care that you and your passengers receive resulting from an auto accident, regardless of who is at fault. PIP covers everything that Medpay does, but it also reimburses you for lost wages and nonmedical expenses, up to policy limits. If you are in an accident with a driver who is uninsured, has insufficient coverage, or leaves the scene of the accident, uninsured motorist insurance and underinsured motorist insurance will cover your medical treatments and car repair costs, up to the limits you select.

With Elephant, you can get quotes for car insurance and purchase policies online, or you can call its customer service department to purchase a policy over the phone. The sales department is available at Monday through Friday from 8 a. On Saturday the hours are 9 a. The sales team is closed on Sunday. Elephant also has a team of licensed agents available to discuss car insurance needs and coverage options over the phone.

Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site.

While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions such as approval for coverage, premiums, commissions and fees and policy obligations are the sole responsibility of the underwriting insurer.

The information on this site does not modify any insurance policy terms in any way. Elephant Insurance Company is known for catering to the needs of tech-savvy customers by offering account management tools that policyholders can access from the convenience of their computers or mobile devices.

The company also offers a wide range of coverage options. If you have unique coverage needs or prefer to do your business online, Elephant may be a great fit. The provider offers several types of insurance, including car, home and life insurance policies. Elephant offers standard auto insurance coverage , but not many optional coverage choices.

Elephant auto insurance policy options include:. Discounts include:. Instead, it offers homeowners coverage through Homesite Group. Homeowners policies offered by Elephant feature replacement cost coverage, which pays to repair or rebuild your home at current market costs.

However, in certain cases, a policy may only pay actual cash value for roof damage. Elephant offers most standard home insurance coverages, but not many add-ons. Standard policies include :.

This full-service insurer rewards customers who have more than one type of coverage with a multi-policy discount when you bundle your coverage. Elephant Insurance keeps coverage simple by providing term life insurance.

You can choose a term length between 10 and 30 years and get a quote online. Third-party reviews are a valuable resource to find out what you need to be aware of before signing up with a provider.